Design your own pension offering | Upvest
๐๐ก๐ ๐๐ฅ๐ญ๐๐ซ๐ฌ๐ฏ๐จ๐ซ๐ฌ๐จ๐ซ๐ ๐๐๐๐ฉ๐จ๐ญ ๐ข๐ฌ ๐ญ๐ก๐ ๐๐ข๐ ๐ ๐๐ฌ๐ญ ๐ฌ๐ญ๐ซ๐ฎ๐๐ญ๐ฎ๐ซ๐๐ฅ ๐๐ก๐๐ง๐ ๐ ๐ญ๐จ ๐๐๐ซ๐ฆ๐๐ง ๐ฉ๐ซ๐ข๐ฏ๐๐ญ๐ ๐ฉ๐๐ง๐ฌ๐ข๐จ๐ง๐ฌ ๐ข๐ง ๐ฒ๐๐๐ซ๐ฌ. It is also a direct product opportunity for every financial institution operating in Germany. With a launch set for January 2027, the financial institutions that start building now will be ready on day one. The mandatory starting point is the ๐๐ญ๐๐ง๐๐๐ซ๐๐๐๐ฉ๐จ๐ญ: a standardised, low-risk, tax-deferred retirement savings account built around up to two UCITS funds selected by the provider according to a defined risk classification. Simple, low-maintenance, with transparent costs and predictable risk control. From there, you can expand your pension offering into a discretionarily managed or a self-directed Altersvorsorgedepot. At Upvest, we have built the infrastructure to enable financial institutions to lead Germanyโs next wave of retirement solutions. So you can be ready the moment the reform becomes effective to attract new end users and secure the first wave of Riester conversions. Swipe through to see how the three models compare, and download our factsheet via the link in the comments.