Join us at the Tech.eu Summit London! Upvest’s UK General Manager Symmie Swil takes the stage alongside Max Schertel, co-founder at finmid, and Laura Waldenstrom, Principal at Earlybird Venture… | Upvest
Join us at the Tech.eu Summit London! Upvest ’s UK General Manager Symmie Swil takes the stage alongside Max Schertel , co-founder at finmid , and Laura Waldenstrom , Principal at Earlybird Venture Capital . 🎙️ Topic: “Why Europe is the hardest and most defensible place to build fintech” 🗓️ Date: Tuesday, 21. April 2026 ⏰ Time: 14:20 📍 Location: QEII Centre in London They will break down what it actually takes to scale across Europe and why complexity is the greatest competitive advantage: 💡 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐢𝐨𝐧 𝐚𝐬 𝐚 𝐩𝐫𝐨𝐝𝐮𝐜𝐭 𝐜𝐚𝐩𝐚𝐛𝐢𝐥𝐢𝐭𝐲 European regulation is often seen as a friction point, but for those leading the market, it is a competitive unlock. By treating regulatory depth as a core product feature rather than a legal overhead, financial institutions can shape the product roadmap in ways that build a high level of robustness. 💡 𝐌𝐚𝐫𝐤𝐞𝐭 𝐥𝐨𝐜𝐚𝐥𝐢𝐬𝐚𝐭𝐢𝐨𝐧 𝐚𝐬 𝐚 𝐜𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐚𝐬𝐬𝐞𝐭 While every market has its own challenges, its own regulator, its own localisation, we can take best practices of markets that are ahead of others. For example, Germany’s pension reform is inspired by Sweden’s IPS, the UK’s SIPP, Switzerland’s Pillar 3a and the U.S. ‘s 401k) to shape the regulation. 💡 𝐓𝐡𝐞 𝐬𝐡𝐢𝐟𝐭 𝐭𝐨 𝐦𝐨𝐝𝐞𝐫𝐧 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐢𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 To offer digital-first investment experiences starting from just £1 or €1, financial institutions are shifting toward modern, API-first investment infrastructure that abstracts away underlying complexity. The demand for these products is significant and urgent; this infrastructure is the essential missing layer for any financial institution in Europe looking to scale their investment offering. We will discuss what it takes to build these “rails” at scale and what this means for financial institutions preparing to define the future European landscape. See you there!